Welcome to Our Online Loan Referral Service

4.5 40 reviews

2002 2nd Ave E, Oneonta, AL 35121, USA
+1 (205) 625-4434
www.hometownbankal.com
Sunday
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Friday
7:30AM–5:30PM
Saturday
7:30AM–12PM

Domain Info

Created Date

2002-10-09

Mailing Address

AL, United States

Company Name

HOMETOWN BANK OF ALABAMA

HOMETOWN BANK OF ALABAMA

Contact Data

Feedback about HomeTown Bank of Alabama?

Here you read the feedback of our customers.

Small bank but worth it for the service and services.

Mr. Amos Smitham

The best place to bank at in oneonta, hands down.

Dr. Noel Roberts I

The people are great and really care about their customers!

Tamara Abernathy

Pay Attention

Lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Oneonta, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

It is simple and fast to take out payday loans in Oneonta, New York. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will HomeTown Bank of Alabama help take out a loan in Oneonta, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Oneonta, New York. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Oneonta, Alabama

Check Depot

2200A 31st St Ensley, Birmingham, AL 35208, USA

+1 (205) 378-6032

www.thecheckdepot.com

Check `n Go

1775 Opelika Rd Unit 13, Auburn, AL 36830, USA

+1 (334) 501-7700

locations.checkngo.com

Speedee Cash

34463 US-98 UNIT B3, Lillian, AL 36549, USA

+1 (251) 962-7397

speedeecash.net

Security Finance

555 Opelika Rd UNIT 6, Auburn, AL 36830, USA

+1 (334) 502-8394

www.securityfinance.com

Merchants & Farmers Bank of Greene County

302 Prairie Ave, Eutaw, AL 35462, USA

+1 (205) 372-3311

www.mfbusa.com

Liberty Finance

14001 US-43, Russellville, AL 35653, USA

+1 (256) 332-7413

www.wallacemgt.com

Advance America

33206 Hwy. 43 North, Thomasville, AL 36784, USA

+1 (334) 636-0839

www.advanceamerica.net

Approved Cash

802 US-43, Saraland, AL 36571, USA

+1 (251) 679-9721

www.approvedcashadvance.com

Regional Finance

5031 Ford Pkwy Suite 104, Bessemer, AL 35022, USA

+1 (205) 432-7800

branches.regionalfinance.com

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