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3.1 36 reviews

701 2nd Ave, Opelika, AL 36801, USA
+1 (334) 364-5910
www.centerstatebank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
8:30AM–12PM

Domain Info

Created Date

2000-01-26

Mailing Address

DATA REDACTED, DATA REDACTED, FL, DATA REDACTED, United States

Company Name

DATA REDACTED

DATA REDACTED

Contact Data

DATA REDACTED

DATA REDACTED

Feedback about CenterState Bank?

Here you grapple with the reviews of our customers.

Especially,with the situation I have absolutely thankful for the service.

Gudrun Carter Sr.

I never check online banking on an unsecure network.

Kiara Goodwin

Staff is very knowable and professional.

Dr. Parker Kertzmann DDS

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Opelika, Alabama

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Opelika, Alabama is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will CenterState Bank help issue a loan in Opelika, Alabama?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Opelika, al will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Opelika, Alabama

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+1 (334) 687-6700

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+1 (256) 505-0107

locations.checkngo.com

Covington Credit

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+1 (251) 809-1108

www.mymoneytogo.com

First State Bank

17583 AL-75, Henagar, AL 35978, USA

Century Bank

5370 Highway 90 West, Mobile, AL 36619, USA

+1 (251) 665-7020

centurybank.net

Nations Quick Cash

306 W Front St, Evergreen, AL 36401, USA

+1 (251) 578-1100

Midtown Mortgage Inc | Lee Olander

4366 Midmost Dr D, Mobile, AL 36609, USA

+1 (251) 344-4022

midtownmortgageinc.com

CB&S Bank

1217 Gilmer Ave, Tallassee, AL 36078, USA

+1 (334) 283-8368

www.cbsbank.com

Alabama Ag Credit

1010 Boll Weevil, Enterprise, AL 36330, USA

+1 (334) 347-6954

www.alabamaagcredit.com

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