Welcome to Our Online Loan Referral Service

3.6 14 reviews

729 E Battle St, Talladega, AL 35160, USA
+1 (256) 362-8520
www.amfirst.org

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What people think about America's First Federal Credit Union?

Below you find some of the opinions of our clients.

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with America's First Federal Credit Union . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $500 online. Fortunately I got approved!!! They literally saved my life.

Prof. Tyrel Lehner Sr.

I was embarrassed to borrow from my collegues so I decided to apply for a small loan via America's First Federal Credit Union. Found them on the net and the user reviews were great I have already applied 4 times and every time I was eligible very quickly. Very nice.

Mrs. Rebekah Schoen Jr.

Thanks!! The funds were sent to my bank account as agreed – the next day. I closed the loan in a timely manner and had no problems. The process is hassle-free and transparent. Be a responsible borrower and you will have no complaints.

Prof. Tyrique Leannon V

I needed $700 to buy a birthday gift. The only way out was to apply for a cash advance. Found a lot of lenders on the Internet. America's First Federal Credit Union is the most legit financial institution in Talladega.

Candida Gleason

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Talladega, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Talladega, Alabama. The entire process is straightforward. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Talladega, al work with people with poor credit. You can apply for a bad credit payday loan online around the clock and if approved could have the money in your account within the hour.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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