Welcome to Our Online Loan Referral Service


2701 Frederick Rd Suite 101, Opelika, AL 36801, USA
+1 (334) 610-8001
www.troybankandtrust.com
Tuesday
9:30AM–4:30PM
Wednesday
9:30AM–4:30PM
Thursday
9:30AM–4:30PM
Friday
9:30AM–4:30PM
Saturday
9:30AM–4:30PM
Sunday
9:30AM–4:30PM
Monday
9:30AM–4:30PM

Domain Info

Created Date

1999-08-12

Mailing Address

1000 HIGHWAY 231 S, TROY, AL, 36081-3104, United States

Company Name

Troy Bank and Trust

Troy Bank and Trust

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

Feedback about Troy Bank & Trust Co.?

Here you get acquainted with the feedback of our customers.

Thanks to Troy Bank & Trust Co. for helping out when money is urgently required. I have been applying to this service for over a year and everything is always honest, without hidden commissions.

Tyrel Witting

I suffered one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Troy Bank & Trust Co. in Opelika seemed to me the most efficient.

Dena Gleichner

I suffered one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Troy Bank & Trust Co. in Opelika seemed to me the most reliable.

Prof. Emiliano Cruickshank MD

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Okey Treutel III

Pay Attention

Above-specified info offers the details about a definite lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Opelika, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Opelika, Alabama are taken out problem-free. The interest rate depends on the borrower's person-related information: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Troy Bank & Trust Co. help take out a loan in Opelika, Alabama?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Opelika, al will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Opelika, Alabama

PNC Bank

743 S Main St, Wetumpka, AL 36092, USA

+1 (334) 514-5180

apps.pnc.com

Advance America

2806 S Memorial Pkwy Ste. A, Huntsville, AL 35801, USA

+1 (256) 533-9748

www.advanceamerica.net

LoanMaster

509 Hwy 78 W, Jasper, AL 35501, USA

+1 (205) 387-1124

www.titlecash.com

Title Loan Express

Tuscaloosa, AL 35404, USA

+1 (205) 553-6014

www.titleloanexpress.com

Edward Jones - Financial Advisor: Derek J Dickens, AAMS®

129 S Court Square, Ozark, AL 36360, USA

+1 (334) 774-8222

www.edwardjones.com

Capstone Finance

3207 Atlanta Hwy, Montgomery, AL 36109, USA

+1 (334) 272-2722

capstonemontgomery.com

Covington Credit

25 Saraland Blvd, Saraland, AL 36571, USA

+1 (251) 679-0791

www.mymoneytogo.com

All In Credit Union

341 Daleville Ave, Daleville, AL 36322, USA

+1 (334) 598-4411

allincu.com

World Finance

1819 E 3 Notch St, Andalusia, AL 36421, USA

+1 (334) 222-2552

www.loansbyworld.com

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