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4.4 12 reviews
Loan agency in Oneonta, Alabama

1208 2nd Ave E, Oneonta, AL 35121, USA
+1 (205) 625-3223
www.citizensfinance.biz
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2018-10-29

Mailing Address

REDACTED FOR PRIVACY REDACTED FOR PRIVACY REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, ON, REDACTED FOR PRIVACY, Canada

Company Name

REDACTED FOR PRIVACY

Contact Privacy Inc. Customer 1245023672

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Citizens Finance, Inc.?

Here you see the reviews of our clients.

I highly recommend this place very respectful

Miss Elenora Conn Jr.

Extremely knowledgeable and helpful staff.

Garfield Runolfsdottir

I'm always greeted by name and attended to in a timely manner.

Pearline O'Connell

Try the coconut milk.... very soothing.

Whitney Reilly

It is nice having a Mexican store nearby.

Nyasia Mann PhD

Pay Attention

Above-shown info provides the details about a certain lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Oneonta, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Oneonta, New York are issued hassle-free. The interest rate depends on the borrower's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will Citizens Finance, Inc. help issue a loan in Oneonta, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Oneonta, New York. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Oneonta, Alabama

BBVA Bank

2290 Hillcrest Rd, Mobile, AL 36695, USA

+1 (251) 470-7350

www.bbvausa.com

Instant Cash

2305 Crawford Rd, Phenix City, AL 36867, USA

+1 (334) 732-1100

Regional Finance

80 McFarland Blvd Suite 2, Northport, AL 35476, USA

+1 (205) 345-9305

branches.regionalfinance.com

New Horizons Credit Union

3385 Schillinger Rd N Suite 19, Semmes, AL 36575, USA

+1 (251) 316-3240

www.newhcu.org

CenterState Bank

2443 Enterprise Dr, Opelika, AL 36801, USA

+1 (334) 705-1000

www.centerstatebank.com

Regions Bank

205 2nd Ave NE, Fayette, AL 35555, USA

+1 (205) 303-2120

www.regions.com

Advance America

312-U, Schillinger Rd, Mobile, AL 36608, USA

+1 (251) 633-6380

www.advanceamerica.net

PNC Bank

589 Highway 31 Nw, Hartselle, AL 35640, USA

+1 (256) 751-5000

apps.pnc.com

Marion Bank & Trust Company

601 2nd Ave N, Clanton, AL 35045, USA

www.marion-bank.com

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