Welcome to Our Online Loan Referral Service


2020 US-78, Oxford, AL 36203, USA
+1 (256) 831-8015
www.gocolonial.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2014-09-03

Mailing Address

Company Name

Contact Data

Feedback about Colonial Bank?

Here you read the reviews of our customers.

Solid bank, friendly service, app works great with mobile check deposit.

Roxane Kuhn II

Good people great location.

Mervin Conroy IV

They don't care about the customer.

Valentine Kub

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Oxford, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

It is easy and quick to issue payday loans in Oxford, New York. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Colonial Bank help take out a loan in Oxford, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Oxford, New York. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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Always Money

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