Welcome to Our Online Loan Referral Service

4.3 4 reviews

907 Snow St, Oxford, AL 36203, USA
+1 (256) 820-8422
www.citizensfinance.biz
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2018-10-29

Mailing Address

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Company Name

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Contact Privacy Inc. Customer 1245023672

Contact Data

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Feedback about Citizens Finance of Oxford, Inc.?

Here you see the reviews of our customers.

Other than that friendly customer service!

Leif Oberbrunner

This place is awesome!

Allie Cremin

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Oxford, New York

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Oxford, New York is issued easily and quickly. The interest percentage is set depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Citizens Finance of Oxford, Inc. help issue a payday loan in Oxford, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Oxford, New York. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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Merchants Bank of Alabama

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Edward Jones - Financial Advisor: Brandon Rolling, AAMS®

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