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4.3 44 reviews
Loan agency in Phenix City, Alabama

1118-D Highway 280 Bypass, Phenix City, AL 36867, USA
+1 (334) 297-3453
local.checkintocash.com
Saturday
10AM–1PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
2–6PM
Wednesday
10AM–6PM
Thursday
2–6PM
Friday
10AM–6PM

Domain Info

Created Date

1997-04-01

Mailing Address

Tennessee, United States

Company Name

Check Into Cash

Check Into Cash

Contact Data

Feedback about Check Into Cash?

Here you see the feedback of our customers.

They apologize for any delay and processed my request quickly.

Dr. Newell Little II

Great service and manager

Brody O'Connell

The people are very friendly and it’s a great atmosphere.

Prof. Seamus Gerlach IV

Her attention to detail and personal care for her clients goes above and beyond!

Dr. Armani Boehm

A local bank, with local service.

Will Schoen

Great place for finding your farm seed needs

Mr. Franz Feil

I got a "better that you" vibe from the people working here.

Earl Runte

Made my delivery it was fast and I was on my way.

Kristopher Langosh

Very good business people always friendly and always give the best deals

Nyasia Shanahan

Terrible experience! the employees look like they are wearing dirty shirts.

Prof. Dylan Hauck

Overall the store is great and well organized, good service and fast !

Kendra Streich

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Phenix City, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and quick to issue payday loans in Phenix City, Alabama. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Check Into Cash help issue a payday loan in Phenix City, Alabama?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Phenix City, al will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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Advance America

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My Alabama Payday

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Cash Max

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Big Daddy Title Loans

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+1 (256) 351-7060

Regions Bank

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Acceptance Loan Company, Inc.

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www.acceptanceloan.com

1st Heritage Credit

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+1 (256) 280-3540

1stheritagecredit.com

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