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4.7 35 reviews
Loan agency in Phenix City, Alabama

2032 E 280 Byp, Phenix City, AL 36867, USA
+1 (334) 298-3018
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you see some of the reviews of our clients.

The staff at this location offer exceptional service.

Prof. Hailee Swaniawski III

The experience is awesome and great customer service‼️

Cathryn Kilback

But all in all, they are great people to do business with.

Landen Glover

Great company to work with.

Dr. Lorine Kohler

Oh and Freedom Mortgage is good too, great rate and easy loan process!

Wilma Streich

Joe did a great job on a very difficult transaction.

Gail Goyette

Pay Attention

The previous three items describe a precise lender. But below you can read general information about payday loans.

Payday Loans in Phenix City, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Phenix City, Alabama is are simple to access. The interest rate is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are designed to help meet the needs of applicants with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Advance America

8572 Madison Blvd Ste. "P, Madison, AL 35758, USA

+1 (256) 461-7691

www.advanceamerica.net

World Finance

416 S Wilson Dam Rd, Muscle Shoals, AL 35661, USA

+1 (256) 389-3233

www.loansbyworld.com

Principal Financial Group

151 Old Mill Rd, Geraldine, AL 35974, USA

+1 (256) 691-0699

www.principal.com

Advance America

4405 N College Ave Suite B, Jackson, AL 36545, USA

+1 (251) 246-1697

www.advanceamerica.net

Opelika Finance

1721 Pepperell Pkwy, Opelika, AL 36801, USA

+1 (334) 745-2600

www.opelikafinance.com

OneMain Financial

430 Green Springs Hwy Ste 13, Homewood, AL 35209, USA

+1 (205) 942-2932

www.onemainfinancial.com

Community Bank

6587 Airport Blvd, Mobile, AL 36608, USA

+1 (251) 338-6200

communitybank.net

ATM (Regions Bank)

1200 Broad St, Phenix City, AL 36867, USA

+1 (800) 734-4667

www.regions.com

TitleMax Title Loans

1211 US Hwy 231 South, Troy, AL 36081, USA

+1 (334) 566-8644

www.titlemax.com

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