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3.7 3 reviews
Loan agency in Phenix City, Alabama

2305 Crawford Rd, Phenix City, AL 36867, USA
+1 (334) 732-1100
Tuesday
9AM–6PM
Wednesday
9AM–12PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–6PM

Feedback about Instant Cash?

Here you grapple with the feedback of our customers.

I submit an application quite often. I am pleased with the terms. There is online day and night service.

Justice Lakin IV

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.

Roosevelt Botsford

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Phenix City, Alabama

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Phenix City, Alabama is issued simply and fast. The interest percentage is set considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Instant Cash help take out a payday loan in Phenix City, Alabama?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Phenix City, Alabama. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Peoples Bank of Alabama

68870 Main St S, Blountsville, AL 35031, USA

+1 (205) 429-4000

peoplesbankal.com

Local Cash Advance

1726 Montgomery Hwy, Dothan, AL 36303, USA

+1 (334) 673-2535

needcashinaflash.com

TitleMax Title Loans

912 9th Ave N, Bessemer, AL 35020, USA

+1 (205) 425-5894

www.titlemax.com

ATM (Regions Bank)

5982 AL-157, Cullman, AL 35058, USA

www.regions.com

First Southern Financial

2203 Mastin Lake Rd NE NW, Huntsville, AL 35810, USA

+1 (256) 851-6699

firstsouthernfinancial.com

Title Pawn

321 Palisades Blvd, Birmingham, AL 35209, USA

+1 (205) 870-4538

TitleBucks Title Loans

539 S Quintard Ave, Oxford, AL 36203, USA

+1 (256) 831-8894

Express Cash Inc

175 Daleville Ave # G, Daleville, AL 36322, USA

+1 (334) 598-3459

Heritage South Credit Union

3353 South, US-280, Alexander City, AL 35010, USA

www.myhscu.com

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