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I submit an application quite often. I am pleased with the terms. There is online day and night service.
Justice Lakin IV
Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.
Roosevelt Botsford
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The first three points show the certain lender. In other turn, below-shown info makes readers grapple with general information about payday loans.
Payday Loans in Phenix City, Alabama
The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.
This financial product in Phenix City, Alabama is issued simply and fast. The interest percentage is set considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Instant Cash help take out a payday loan in Phenix City, Alabama?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take several minutes to process the form. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill in the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Phenix City, Alabama. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Phenix City, Alabama
Advantage Financial Services
2082 Old Hwy 84, Ashford, AL 36312, USA
+1 (334) 899-7325
www.advantagefinancialonline.net
1st Franklin Financial
13830 Hwy 43, Russellville, AL 35653, USA
+1 (256) 332-7800
locations.1ffc.com
Cadence Bank - Uniontown Branch
293 Water Ave, Uniontown, AL 36786, USA
+1 (334) 628-2571
cadencebank.com
Red Oak Credit Union
1008 Veterans Memorial Pkwy, Tuscaloosa, AL 35404, USA
+1 (205) 759-7317
www.dchcu.com
