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4.4 14 reviews
Loan agency in Phenix City, Alabama

909 E 280 Byp, Phenix City, AL 36867, USA
+1 (334) 732-0448
www.emergi-cash.com
Tuesday
9:30AM–5PM
Wednesday
9:30AM–2PM
Thursday
9:30AM–5PM
Friday
9:30AM–6PM
Saturday
8:30AM–1PM
Sunday
Closed
Monday
9:30AM–5PM

Domain Info

Created Date

2006-08-29

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Emergi-Cash?

Below you find some of the opinions of our customers.

Great service and everyone is friendly

Prof. Mac Swaniawski V

Awesome customer service!!

Maddison Price

Employees go around talking about how they will refuse to wear masks

Jenifer Swaniawski

Great service and people!

Alexandra Senger

Important

The previous three items charactirize a precise lender. But below you can read common details about payday loans.

Payday Loans in Phenix City, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

It is trouble-free and speedy to get accepted for payday loans in Phenix City, Alabama. The APR will be set specifically for each case and will depend on the personal details the consumer filled in.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can help individuals who have low credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a payday loan if you are assured that you can afford payments on time.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Sweet Water State Bank

33821 US-43, Thomasville, AL 36784, USA

+1 (334) 636-0036

www.sweetwaterstbk.com

SouthPoint Bank

1101 Main St, Gardendale, AL 35071, USA

+1 (205) 503-5060

southpoint.bank

Security Finance

555 Opelika Rd UNIT 6, Auburn, AL 36830, USA

+1 (334) 502-8394

www.securityfinance.com

TitleMax Title Loans

828 Allison-Bonnett Memorial Dr, Hueytown, AL 35023, USA

+1 (205) 497-4765

www.titlemax.com

Advance America

4405 N College Ave B, Jackson, AL 36545, USA

+1 (251) 246-1697

www.advanceamerica.net

A Dollar Cash Advance

1624 Montclair Rd, Irondale, AL 35210, USA

+1 (205) 951-7521

Cash Advance Dothan

3113 Ross Clark Cir, Dothan, AL 36303, USA

+1 (334) 673-8750

www.advanceamerica.net

First Heritage Credit

2232 Pelham Pkwy, Pelham, AL 35124, USA

+1 (205) 823-6611

www.1stheritagecredit.com

Cash-2-Go

926 N Washington St, Livingston, AL 35470, USA

+1 (205) 652-6644

www.titlecash.com

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