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4.9 73 reviews
Loan agency in Phenix City, Alabama

3922 Hwy 80 West, Suite C, Phenix City, AL 36870, USA
+1 (334) 297-1729
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our clients.

Great service I love the staff

Myrna Rodriguez

The customer service I received was PHENOMENAL!!

Freida Thiel DDS

I highly recommend this facility.

Rodrigo Hettinger

The service and vanilla blonde latte is great.

Harry Hackett

Love how fast they make the drinks and how well mannered the staff is.

Federico Gerhold

It changes from color, consistency, sweetness and even the price.

Odessa Rogahn

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Phenix City, Alabama

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Phenix City, Alabama is issued easily and quickly. The interest rate is defined depending on the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help take out a payday loan in Phenix City, Alabama?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Phenix City, Alabama. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Capital Pawn Shop

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+1 (334) 288-2225

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Complete Cash

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+1 (205) 486-3030

www.completecash.net

Acceptance Loan Company, Inc.

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+1 (205) 391-3545

www.acceptanceloan.com

ATM (Regions Bank)

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+1 (800) 734-4667

www.regions.com

Cash Monster

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+1 (205) 874-6830

TitleMax Title Loans

305 Woodward Ave, Muscle Shoals, AL 35661, USA

+1 (256) 383-1110

www.titlemax.com

H & H Check Cashing

1116 Andrews Ave, Ozark, AL 36360, USA

+1 (334) 445-3555

Regions Bank

9800 AL-69 S, Tuscaloosa, AL 35405, USA

+1 (205) 469-5130

www.regions.com

Edward Jones - Financial Advisor: Kenneth V Green

1147 N US Hwy 231 Suite 7, Ozark, AL 36360, USA

+1 (334) 566-5275

www.edwardjones.com

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