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5 2 reviews
Loan agency in Phenix City, Alabama

Village Shopping Center, 1178 US Hwy 280 Bypass, Phenix City, AL 36867, USA
+1 (334) 664-0477
Tuesday
9AM–6PM
Wednesday
9AM–5:30PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–6PM
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Below you can see general information about payday loans and their common aspects.

Payday Loans in Phenix City, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is effortless and fast to get approved for payday loans in Phenix City, Alabama. The APR will be set individually for each client and will depend on the personal information the consumer entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

S.A.M. Check Cashing Machine

115 US-80 BUS, Selma, AL 36701, USA

+1 (334) 872-8178

www.samcodirect.com

Alabama Title Loans, Inc.

1003 Hwy 280 Bypass, Phenix City, AL 36867, USA

+1 (334) 448-5889

alabamatitleloansinc.com

Bank Independent Red Bay Drive-Thru

305 4th Ave SW, Red Bay, AL 35582, USA

+1 (256) 386-5000

www.bibank.com

Regional Finance

587 Highway 31 NW, Suite A, Hartselle, AL 35640, USA

+1 (256) 773-7178

branches.regionalfinance.com

Peoples Bank of Alabama

12081 Hwy 69 N, Suite D, Baileyton, AL 35019, USA

+1 (256) 796-7082

peoplesbankal.com

World Finance

2046 Martin St S, Pell City, AL 35128, USA

+1 (205) 338-3524

www.loansbyworld.com

Alex Lane- Mortgage Lender- Phenix-Girard Bank

801 13th St, Phenix City, AL 36867, USA

+1 (706) 442-9559

alex.phenix-girard.com

L & L Cash Advance

25553 AL-59, Robertsdale, AL 36567, USA

+1 (251) 947-4560

Cash Spot

2015 Skyland Blvd E, Tuscaloosa, AL 35405, USA

+1 (205) 553-6014

www.gocashspot.com

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