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3.3 7 reviews
Loan agency in Phenix City, Alabama

3604 US-431 N, Phenix City, AL 36867, USA
+1 (334) 732-2762
www.loansbyworld.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
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Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

What people think about World Finance?

Below you read some of the reviews of our clients.

Important

Now you can read general aspects of payday loans.

Payday Loans in Phenix City, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Phenix City, Alabama is are easy to access. The APR is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Check `n Go

833 Allison-Bonnett Memorial Dr Ste 101, Bessemer, AL 35023, USA

+1 (205) 744-3867

locations.checkngo.com

Jasper Finance

2801 Viking Dr, Jasper, AL 35501, USA

+1 (205) 387-1500

expressloansofamerica.com

First Heritage Credit

1550 Westgate Pkwy #4, Dothan, AL 36303, USA

+1 (334) 678-0130

www.1stheritagecredit.com

Bank Independent Cox Creek

863 Cox Creek Pkwy, Florence, AL 35630, USA

+1 (256) 386-5000

www.bibank.com

Payday

Dothan, AL 36303, USA

Alabama Credit Union

1901 Main Ave SW, Cullman, AL 35055, USA

+1 (888) 817-2002

www.alabamacu.com

Cash America Pawn

1342 SpringHill Ave, Mobile, AL 36604, USA

+1 (251) 433-0100

www.cashamerica.com

Avadian Credit Union

15660 US-280, Chelsea, AL 35043, USA

+1 (205) 678-7797

www.avadiancu.com

Tower Loan

2104 Cogswell Ave, Pell City, AL 35125, USA

+1 (205) 227-7590

www.towerloan.com

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