Welcome to Our Online Loan Referral Service

3.4 9 reviews

15660 US-280, Chelsea, AL 35043, USA
+1 (205) 678-7797
www.avadiancu.com
Thursday
8:45AM–5PM
Friday
8:45AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:45AM–5PM
Tuesday
8:45AM–5PM
Wednesday
8:45AM–5PM

Domain Info

Created Date

2012-11-28

Mailing Address

1 RIVERCHASE PKWY S, HOOVER, AL, 35244-2008, United States

Company Name

Alabama Telco Credit Union

Alabama Telco Credit Union

Contact Data

[email protected]

+1.2059852832

Feedback about Avadian Credit Union?

Here you read the reviews of our clients.

I feel part of a family, the employees are very friendly and helpful.

Rebeka Sporer

This is not the correct directions & takes you to a Coosa Pines Credit Union.

Jovani Thompson

Pay Attention

Lenders are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Chelsea, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Chelsea, New York is taken out easily and fast. The interest rate is set depending on the category of the borrower: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Avadian Credit Union help take out a payday loan in Chelsea, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Chelsea, ny will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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