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3.3 20 reviews
Loan agency in Phenix City, Alabama

2034 Highway 280 Byp, Phenix City, AL 36867, USA
+1 (334) 291-3077
www.onemainfinancial.com
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you read the reviews of our clients.

Great customer service

Aric Collier

And if they tell you, that you're eligible for more money, run like hell.

Alexandra Senger Jr.

This company violates the Equal Credit Opportunity Act law.

Iva Schamberger

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with common information about payday loans.

Payday Loans in Phenix City, Alabama

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Phenix City, Alabama is issued easily and fast. The interest percentage is defined depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will OneMain Financial help issue a loan in Phenix City, Alabama?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Phenix City, al will estimate other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

OneMain Financial

41173 US-280, Sylacauga, AL 35150, USA

+1 (256) 245-4308

www.onemainfinancial.com

1st Franklin Financial

24833 John T Reid Pkwy Suite 3-B, Scottsboro, AL 35768, USA

+1 (256) 259-1997

locations.1ffc.com

1st Franklin Financial

1720 Hamric Dr E Suite 7, Oxford, AL 36203, USA

+1 (256) 832-0450

locations.1ffc.com

Northside Check Exchange

2102 St Stephens Rd, Mobile, AL 36617, USA

+1 (251) 471-5280

TitleMax Title Loans

2453 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 613-6211

www.titlemax.com

Cash Express

1703 14th St, Phenix City, AL 36867, USA

+1 (334) 298-9293

www.cashexpressllc.com

TitleBucks Title Loans

2224 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 284-1818

www.titlebucks.com

BancorpSouth Bank

10 N Commerce St, Hayneville, AL 36040, USA

+1 (334) 548-2121

www.bancorpsouth.com

LoanMaster

1566 S Eufaula Ave, Eufaula, AL 36027, USA

+1 (334) 687-1828

www.loanmaster.xyz

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