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Loan agency in Russell County, Alabama

Phenix City, AL 36870, USA
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Above-shown info offers the details about a exact lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Phenix City, Alabama

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Phenix City, Alabama is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a customer will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Depot Loans help issue a loan in Phenix City, Alabama?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Phenix City, Alabama. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Cash 2 Go

3909 US-80, Phenix City, AL 36870, USA

+1 (334) 298-0612

www.titlecash.com

OneMain Financial

4925 University Dr NW #112, Huntsville, AL 35816, USA

+1 (256) 539-8424

www.onemainfinancial.com

One Stop Cash

605 E Martin Luther King Hwy, Tuskegee, AL 36083, USA

+1 (334) 727-2275

www.1stopcash.com

Valley National Bank

4643 US-280, Alexander City, AL 35010, USA

+1 (256) 329-7400

www.valley.com

Citizens Bank & Trust

1205 N Brindlee Mountain Pkwy, Arab, AL 35016, USA

+1 (256) 931-4600

www.citizensbanktrust.com

Credit Central

831 Quintard Ave, Anniston, AL 36201, USA

+1 (256) 238-1012

www.creditcentralllc.com

Synovus Bank

7770 Hwy 72 W, Madison, AL 35758, USA

+1 (888) 796-6887

www.synovus.com

Cullman Loans

3182 AL-157, Cullman, AL 35058, Cullman, AL 35055, USA

+1 (256) 775-0008

cullman-loans.business.site

Centennial Bank

2201 W 1st St, Gulf Shores, AL 36542, USA

+1 (251) 986-8900

www.my100bank.com

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