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Loan agency in Russell County, Alabama

Phenix City, AL 36870, USA

Feedback about Depot Loans?

Here you read the reviews of our customers.

Thanks to the team of Depot Loans. Quick solution of the arisen issues, quick decision on the cash advance. I definitely recommend this service.

Kendra Douglas

I got into one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Depot Loans in Phenix City seemed to me the most reliable.

Carli Grady

Only an ID is needed to submit an application. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Assunta Schneider

Pay Attention

Above-shown info offers the details about a exact lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Phenix City, Alabama

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Phenix City, Alabama is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a customer will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Depot Loans help issue a loan in Phenix City, Alabama?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Phenix City, Alabama. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Quik Cash

114 S Market St, Scottsboro, AL 35768, USA

+1 (256) 574-4600

www.paydayloanservices.org

Edward Jones - Financial Advisor: Hunter Gilbert

229 Main St W Suite A, Rainsville, AL 35986, USA

+1 (256) 638-6046

www.edwardjones.com

BBVA Bank

630 University Blvd E, Tuscaloosa, AL 35401, USA

+1 (205) 391-2582

www.bbvausa.com

Principal Financial Group

220 N Broadnax St, Dadeville, AL 36853, USA

+1 (256) 588-6878

Alabama Cash Services

234 Aquarius Dr, Homewood, AL 35209, USA

+1 (205) 945-1242

Small Town Bank

117 N Main St, Wedowee, AL 36278, USA

+1 (256) 357-4936

Always Money

632 S Memorial Dr, Prattville, AL 36067, USA

+1 (334) 358-6000

alwaysmoney.com

Cadence Bank- Tuscaloosa Interactive Drive-thru Teller

2020 University Blvd, Tuscaloosa, AL 35401, USA

cadencebank.com

Woodforest National Bank

8650 Madison Blvd, Madison, AL 35758, USA

+1 (256) 774-3581

www.woodforest.com

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