What people think about Speedy Cash Shop?
Below you see some of the opinions of our clients.
Was invited to a wedding but was broke at that time. A friend recommended me to apply for a loan via Speedy Cash Shop. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was straightforward.
Dr. Madisyn White
Recently I needed $900 to cover car repair bills. I decided to contact Speedy Cash Shop. They only approved me for $500 but the process itself was effortless, and their rates were competitive.
Lee Mertz
Many thanks to Speedy Cash Shop. I recently had some difficulties with repaying my auto loan and they approved me for a cash advance. Best loan provider! Managed to deal with my debts and signed with relief.
Maybell Schuppe
Speedy Cash Shop rescued me in a desperate time. They approved me for a loan although I had credit problems. The process was simple and speedy. I wanna say thanks for their friendly customer support service and reasonable rates. I will definitely recommend this company to my family and friends.
Prof. Shaylee Hamill
Pay Attention
The above-given information provides the details about a certain company. The information below is about general information about payday loans.
Payday Loans in Phenix City, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans in Phenix City, Alabama is are easy to access. The interest rate is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments in a timely manner.
To get accepted for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Phenix City, Alabama
Covington Credit
209 W Martin Luther King Hwy d, Tuskegee, AL 36083, USA
+1 (334) 727-7774
www.mymoneytogo.com
Approved Cash
1135 N US Hwy 231 unit B Unit B, Troy, AL 36081, USA
+1 (334) 566-8983
approvedcashadvance.com
Advance America
904 McMeans Ave, Bay Minette, AL 36507, USA
+1 (251) 937-5687
www.advanceamerica.net
Regions Bank
12076 Highway 231-431 N, Meridianville, AL 35759, USA
+1 (256) 813-6750
www.regions.com
