Welcome to Our Online Loan Referral Service

5 reviews

612 S Memorial Dr, Prattville, AL 36067, USA
+1 (334) 290-2720
riverbankandtrust.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2005-05-19

Mailing Address

2611 LEGENDS DR, PRATTVILLE, AL, 36066-7761, United States

Company Name

River Bank & Trust

River Bank & Trust

Contact Data

[email protected]

+1.3342901012

Feedback about River Bank & Trust?

Here you see the feedback of our customers.

I suffered a difficult situation in my life. I emergenctly needed extra money. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Richie Hamill

I had a displeasing situation in my life. I urgently required extra funds. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Cameron Thiel

Not the first time I use River Bank & Trust. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when funds is urgently needed.

Ms. Kenya Skiles

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes people get acquainted shared information about payday loans.

Payday Loans in Prattville, Alabama

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Prattville, Alabama is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will River Bank & Trust help take out a payday loan in Prattville, Alabama?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a loan. The lender review many aspects such as financial abilities to approve the form. Payday loans in Prattville, Alabama may help level up your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

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