Welcome to Our Online Loan Referral Service

5 11 reviews

2611 Legends Dr, Prattville, AL 36066, USA
+1 (334) 290-1012
riverbankandtrust.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2005-05-19

Mailing Address

2611 LEGENDS DR, PRATTVILLE, AL, 36066-7761, United States

Company Name

River Bank & Trust

River Bank & Trust

Contact Data

[email protected]

+1.3342901012

Feedback about River Bank & Trust?

Here you grapple with the feedback of our customers.

I realized the perfect definition of banking to be different here.

Tara Johnston

I'm very impressed with the service at this bank.

Prof. Loraine Altenwerth IV

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Prattville, Alabama

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Prattville, Alabama is taken out easily and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will River Bank & Trust help take out a payday loan in Prattville, Alabama?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Prattville, al consider this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on time and not only resolve current problems, but enhance the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

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TitleMax Title Loans

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BancorpSouth Bank

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BBVA Bank

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Liberty Tax and Loans

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Union State Bank

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