Domain Info
Created Date
2005-05-19
Mailing Address
2611 LEGENDS DR, PRATTVILLE, AL, 36066-7761, United States
Company Name
River Bank & Trust
River Bank & Trust
Feedback about River Bank & Trust?
Here you grapple with the feedback of our customers.
I realized the perfect definition of banking to be different here.
Tara Johnston
I'm very impressed with the service at this bank.
Prof. Loraine Altenwerth IV
Pay Attention
Further there will be presented the details about not a definite lender. The information below will tell about common information about payday loans and its specific aspects.
Payday Loans in Prattville, Alabama
A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.
This financial product in Prattville, Alabama is taken out easily and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will River Bank & Trust help take out a payday loan in Prattville, Alabama?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Prattville, al consider this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on time and not only resolve current problems, but enhance the credit rating.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Prattville, Alabama
Lendmark Financial Services LLC
1963-B Cobbs Ford Rd, Prattville, AL 36066, USA
+1 (334) 568-0690
www.lendmarkfinancial.com
First Citizens Bank
475 Greenville Bypass, Greenville, AL 36037, USA
+1 (334) 371-5000
www.firstcitizens.com
Advance America
300 Springville Station Blvd., Suite 600, Springville, AL 35146, USA
+1 (205) 467-9355
www.advanceamerica.net
