Welcome to Our Online Loan Referral Service

5 reviews

213 Main St E, Rainsville, AL 35986, USA
5 years in business
+1 (256) 638-6978

What people think about Local Cash Advance And Tax Service?

Below you read some of the testimonials of our clients.

I took out for a $1,000 loan when I needed money after dismissal from work. There simply was no other way out. I found this website on the Internet. Other lender charged unbelievable rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.

Cassandra Batz

It decided to improve my credit because I had no chances of getting accepted for a mortgage. So I applied for a cash advance via Local Cash Advance And Tax Service. Took out 2 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very good service.

Linda Glover

A couple of weeks ago I urgently needed $800 to pay for a car repair. I submitted an application form via the website of Local Cash Advance And Tax Service. I entered the basic personal data. No phone calls. The necessary amount was approved within a few minutes. The money was sent to my bank account the next day. Great service!

Alize Hoppe

I applied for the first loan in my life, was approved the same day despite the fact that I had low credit score. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my state charge sky high interest!

Garnet Haag MD

Thank you for the top-quality service. Your employess guided me throughout the application. It’s cool that you only need an ID to get cash.

Stanford Mante MD

Pay Attention

Above there is information about a exact lender. Below you can read common aspects of payday loans.

Payday Loans in Rainsville, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

It is effortless and speedy to get approved for payday loans in Rainsville, Alabama. The APR will be set individually for each person and will depend on the personal information the person entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit score. Payday loan approvals depend very much on other aspects. They will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the loan immediately.

APR Calculator

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Woodforest Bank

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Cash Express

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World Finance

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+1 (256) 739-1881

www.loansbyworld.com

Covington Credit

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+1 (334) 222-2660

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Lifestyle Cash Advance

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+1 (256) 381-3655

Alabama Ag Credit

9810 Timber Cir, Spanish Fort, AL 36527, USA

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Check Into Cash

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local.checkintocash.com

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