Welcome to Our Online Loan Referral Service

4.2 13 reviews

201 1st Ave E, Oneonta, AL 35121, USA
+1 (205) 274-2343
www.regions.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2000-04-13

Mailing Address

2090 Parkway Office Circle, Birmingham, AL, 35244, United States

Company Name

Regions Financial Corporation

Regions Financial Corporation

Contact Data

[email protected]

+1.2052616863

+1.2052616863

Feedback about Regions Bank?

Here you see the feedback of our customers.

100% sly service. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Dasia O'Conner

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Lavina Lind

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a loan for 16 days. As a result, I paid $850 with all the charges.

Mitchel Rempel

Pay Attention

Above-defined info provides the details about a certain lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Oneonta, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

It is simple and quick to take out loans in Oneonta, New York. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Regions Bank help issue a loan in Oneonta, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Oneonta, ny will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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