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102 Saraland Loop, Saraland, AL 36571, USA
+1 (251) 679-9044

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Feedback about 1st Heritage Credit?

Here you see the feedback of our clients.

They are friendly and I will continue to do business with them

Unique Cormier

The interest rates are very high and the staff are very rude.

Eula Hauck

Pay Attention

Above-specified info provides the details about a definite lending company. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Saraland, Alabama

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Problem-free financial products are considered as payday loans in Saraland, al. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.



Max Loan


Min Term

10 days

Max Term

31 days

How will 1st Heritage Credit help issue a loan in Saraland, Alabama?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Saraland, al will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Saraland, Alabama

Advance America

1307 E Highland Ave Ste. 205, Selma, AL 36703, USA

+1 (334) 875-8315


BancorpSouth Bank

30585 AL-225, Spanish Fort, AL 36527, USA

+1 (251) 607-5500


Montana Capital Car Title Loans

540 N Eastern Blvd, Montgomery, AL 36117, USA

+1 (334) 326-2976


The Money Store

2681 E South Blvd, Montgomery, AL 36116, USA

One Stop Cash

347 S Eufaula Ave # 4, Eufaula, AL 36027, USA

+1 (334) 616-7654

Troy Bank & Trust Co

425 S A Graham Blvd, Brundidge, AL 36010, USA

+1 (334) 735-9191


Metro City Bank

1805 Gateway Dr, Opelika, AL 36801, USA

+1 (334) 741-1300


ACE Cash Express

4015 Norman Bridge Rd, Montgomery, AL 36105, USA

+1 (334) 286-4003


Edward Jones - Financial Advisor: Doug Roberts, AAMS®

207-A Shelton Beach Rd, Saraland, AL 36571, USA

+1 (251) 679-0657