What people think about Nicholas Financial Services?
Below you find some of the reviews of our clients.
Fast application. I only needed an ID and a bank account. Same day lending decision. The first time I was accepted for $400 only. Hope the limit will increase next time. Interest rate is average. Paid off the debt early. If desired, the term can be also extended.
Elijah Wuckert
Nicholas Financial Services rescued me in a hard time. They approved me for a payday loan although I had credit problems. The process was as easy as possible and fast. I value their 24/7 customer support service and affordable rates. I will surely recommend this online lender to my relatives and friends.
Kareem Crooks
I applied for the first loan in my life, was approved in 15 minutes despite the fact that I had other loans. I repaid it on time. Love this company for their competitive rates. Other lenders in my state charge sky high interest!
Gardner Kautzer II
Important
The above-given information provides the details about a definite company. The information below is about general information about payday loans.
Payday Loans in Scottsboro, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to be eligible in Scottsboro, Alabama. The entire process is fast. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit score. You will need a steady income to get accepted for a bad credit payday loan.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Scottsboro, Alabama
Woodforest National Bank
1501 Skyland Blvd E, Tuscaloosa, AL 35405, USA
+1 (205) 345-8931
www.woodforest.com
Lendmark Financial Services LLC
4871 Montgomery Hwy Suite 10A, Dothan, AL 36303, USA
+1 (334) 803-8540
www.lendmarkfinancial.com
OneMain Financial
1010 Schillinger Rd S Ste D, Mobile, AL 36695, USA
+1 (251) 634-9655
www.onemainfinancial.com
State Loan & Finance Corporation
3544 US-431 suite d, Phenix City, AL 36867, USA
+1 (334) 297-1358
state-loan-finance-corporation.business.site
Cadence Bank- Birmingham Interactive Drive-thru Teller
3500 Colonnade Pkwy, Birmingham, AL 35243, USA
+1 (205) 226-2000
cadencebank.com
