Welcome to Our Online Loan Referral Service

5 reviews

202 S Broad St, Scottsboro, AL 35768, USA
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30AM
Tuesday
8:30AM–4:30AM
Wednesday
8:30AM–4:30AM
Thursday
8:30AM–4:30AM
Friday
8:30AM–5PM

What people think about Nicholas Financial Services?

Below you find some of the reviews of our clients.

Fast application. I only needed an ID and a bank account. Same day lending decision. The first time I was accepted for $400 only. Hope the limit will increase next time. Interest rate is average. Paid off the debt early. If desired, the term can be also extended.

Elijah Wuckert

Nicholas Financial Services rescued me in a hard time. They approved me for a payday loan although I had credit problems. The process was as easy as possible and fast. I value their 24/7 customer support service and affordable rates. I will surely recommend this online lender to my relatives and friends.

Kareem Crooks

I applied for the first loan in my life, was approved in 15 minutes despite the fact that I had other loans. I repaid it on time. Love this company for their competitive rates. Other lenders in my state charge sky high interest!

Gardner Kautzer II

Important

The above-given information provides the details about a definite company. The information below is about general information about payday loans.

Payday Loans in Scottsboro, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Scottsboro, Alabama. The entire process is fast. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Scottsboro, Alabama

Always Money

1311 Opelika Rd, Auburn, AL 36830, USA

+1 (334) 207-9613

alwaysmoney.com

Approved Cash

201 Veterans Dr #104, Scottsboro, AL 35768, USA

+1 (256) 575-0007

approvedcashadvance.com

Lifestyle Cash Advance

1420 McFarland Blvd #5, Northport, AL 35476, USA

+1 (205) 330-8851

First Southern Financial

7419 Hwy. 431 N, Suite A, Albertville, AL 35950, USA

+1 (256) 891-4383

www.firstsouthernfinancial.com

Covington Credit

1357 W Fort Williams St, Sylacauga, AL 35150, USA

+1 (256) 245-6636

www.mymoneytogo.com

1st Franklin Financial

1720 Hamric Dr E Suite 7, Oxford, AL 36203, USA

+1 (256) 832-0450

locations.1ffc.com

Community Loans of America

700 Douglas Ave, Brewton, AL 36426, USA

+1 (251) 867-1004

Credit Central

1155 N McKenzie St, Foley, AL 36535, USA

+1 (251) 943-6730

www.creditcentralllc.com

TitleBucks Title Loans

539 S Quintard Ave, Oxford, AL 36203, USA

+1 (256) 831-8894

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