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4.6 12 reviews
Loan agency in Valley, Alabama

3418 20th Ave Ste J, Valley, AL 36854, USA
+1 (334) 592-5022
www.loansbyworld.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you see the feedback of our customers.

Wonderful staff, Teila is THE BEST hands down!

Alessandra Carroll DVM

The people who work here are always friendly.

Loma Pagac

They offer several products to best fit their clients needs, including loans.

Mrs. Rylee Windler

Pay Attention

Payday lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Valley, Alabama

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Valley, Alabama are taken out problem-free. The interest rate is dependent on the customer's personal information: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will World Finance help issue a payday loan in Valley, Alabama?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Valley, Alabama. They assess many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Valley, Alabama

Bank Independent Killen

1081 US-72, Killen, AL 35645, USA

+1 (256) 386-5000

www.bibank.com

Sun Loan Company

201 Veterans Dr #105, Scottsboro, AL 35768, USA

+1 (256) 259-2710

www.sunloan.com

Family Security Credit Union

14699 Hwy 231-431 N, Hazel Green, AL 35750, USA

+1 (256) 340-2000

www.myfscu.com

Advance America

1931 W Main St, Centre, AL 35960, USA

+1 (256) 927-8548

www.advanceamerica.net

All In Credit Union

1994 S Broad St, Mobile, AL 36615, USA

+1 (334) 598-4411

www.allincu.com

Quick Cash Gun & Pawn

Thomasville, AL 36784, USA

Regions Bank

5420 US-280, Birmingham, AL 35242, USA

+1 (205) 766-8500

www.regions.com

World Finance

1243 Hwy 231 S, Troy, AL 36081, USA

+1 (334) 566-7443

www.loansbyworld.com

America's First Federal Credit Union

729 E Battle St, Talladega, AL 35160, USA

+1 (256) 362-8520

www.amfirst.org

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