What people think about Tuscaloosa Credit Union?
Below you see some of the reviews of our customers.
I needed $200 to buy a birthday gift. The only way out was to apply for a payday loan. Found a lot of companies on the Internet. Tuscaloosa Credit Union is the most honest lender in Tuscaloosa.
Prof. Theresa Rau
I applied for the first payday loan in my life, was approved the next day despite the fact that I had low credit score. I repaid it early. Love this company for their competitive rates. Other lenders in my area charge sky high interest!
Sarah Daugherty
I needed $800 to buy a bag of my dream. The only solution was to apply for a payday loan. Found a lot of lenders on the Internet. Tuscaloosa Credit Union seemed the most credible financial institution in Tuscaloosa.
Dante Funk
Thank you Tuscaloosa Credit Union for assisting me when I needed cash urgently to pay for treatment. I have applied through this company 3 times and everything was smooth. This is the most reliable lender with no hidden fees. Highly recommended!!!
Nyah Abernathy
Thanks!! The funds were sent to my bank account as promised – the next day. I paid off the loan before the due date and had no issues. The process is hassle-free and legit. Be a responsible client and you will have no problems.
Josie Lubowitz
They approve applicants urgently and transfer funds the same day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Prof. Lessie Mohr I
Important
The previous three items describe a certain lender. But below you can read common information about payday loans.
Payday Loans in Tuscaloosa, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is easy and fast to get approved for payday loans in Tuscaloosa, Alabama. The interest rate will be set specifically for each client and will depend on the personal information the client entered.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are convinced that you can afford payments on time.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Tuscaloosa, Alabama
Fountain Home Loans LLC
232 Professional Ct c1, Gulf Shores, AL 36542, USA
+1 (251) 207-4300
fountainhomeloans.com
World Finance
1003 Jefferson St SE, Athens, AL 35611, USA
Redstone Federal Credit Union
220 Wynn Dr NW, Huntsville, AL 35893, USA
+1 (800) 234-1234
www.redfcu.org
Edward Jones - Financial Advisor: Brandon Rolling, AAMS®
3320 Skyway Dr Suite 713, Opelika, AL 36801, USA
+1 (334) 887-9866
www.edwardjones.com
