Welcome to Our Online Loan Referral Service

3.5 2 reviews

35401, 1100 21st Ave, Tuscaloosa, AL 35403, USA
+1 (205) 345-6043
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM

What people think about Tuscaloosa Credit Union?

Below you see some of the reviews of our customers.

I needed $200 to buy a birthday gift. The only way out was to apply for a payday loan. Found a lot of companies on the Internet. Tuscaloosa Credit Union is the most honest lender in Tuscaloosa.

Prof. Theresa Rau

I applied for the first payday loan in my life, was approved the next day despite the fact that I had low credit score. I repaid it early. Love this company for their competitive rates. Other lenders in my area charge sky high interest!

Sarah Daugherty

I needed $800 to buy a bag of my dream. The only solution was to apply for a payday loan. Found a lot of lenders on the Internet. Tuscaloosa Credit Union seemed the most credible financial institution in Tuscaloosa.

Dante Funk

Thank you Tuscaloosa Credit Union for assisting me when I needed cash urgently to pay for treatment. I have applied through this company 3 times and everything was smooth. This is the most reliable lender with no hidden fees. Highly recommended!!!

Nyah Abernathy

Thanks!! The funds were sent to my bank account as promised – the next day. I paid off the loan before the due date and had no issues. The process is hassle-free and legit. Be a responsible client and you will have no problems.

Josie Lubowitz

They approve applicants urgently and transfer funds the same day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Prof. Lessie Mohr I

Important

The previous three items describe a certain lender. But below you can read common information about payday loans.

Payday Loans in Tuscaloosa, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is easy and fast to get approved for payday loans in Tuscaloosa, Alabama. The interest rate will be set specifically for each client and will depend on the personal information the client entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are convinced that you can afford payments on time.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Tuscaloosa, Alabama

Cash Mart

613 Old U.S. 78, Jasper, AL 35501, USA

+1 (205) 302-0190

Citi Financial

1650 Town Sq SW, Cullman, AL 35055, USA

+1 (256) 734-1634

www.onemainfinancial.com

Sonny's Pawn & Gun Shop

200 N Montgomery Ave, Sheffield, AL 35660, USA

+1 (256) 381-8404

www.sonnyspawnandgunshop.com

Discount Title Pawn

14200-C Hwy 231/431 N, Hazel Green, AL 35750, USA

+1 (256) 828-7227

www.getyourtitleback.com

Valley Bank

1904 1st Ave N # 100, Birmingham, AL 35203, USA

+1 (205) 730-3955

locations.valley.com

Regions Bank

100 W Roosevelt Ave, Foley, AL 36535, USA

+1 (251) 213-2150

www.regions.com

All In Credit Union

1548 US-231 South, Ozark, AL 36360, USA

+1 (334) 598-4411

www.allincu.com

TitleMax Title Loans

1085 Ross Clark Cir Ste 1, Dothan, AL 36303, USA

+1 (334) 673-2220

www.titlemax.com

Regions Bank

108 4th Ave NE, Decatur, AL 35601, USA

+1 (256) 260-8480

www.regions.com

Top