Welcome to Our Online Loan Referral Service

5 3 reviews

320 Main St, Waterloo, AL 35677, USA
+1 (256) 766-2579
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–2PM
Tuesday
8AM–2PM
Wednesday
8AM–2PM
Thursday
Closed
Friday
8AM–2PM

Feedback about Farmers & Merchants Bank?

Here you get acquainted with the reviews of our customers.

For 6 months I have not been able to make the resource to transfer the information about the closing of the loan for 2019.

Lowell Smith

I tried to borrow money from Farmers & Merchants Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Mr. Eddie Rogahn V

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Angelita Tremblay

I tried to borrow money from Farmers & Merchants Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Eliane McLaughlin

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Dr. Joel Predovic Sr.

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Waterloo, New York

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Waterloo, ny. They are issued at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

25% small loan cap

How will Farmers & Merchants Bank help issue a loan in Waterloo, New York?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Waterloo, New York. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Waterloo, Alabama

1st Franklin Financial

2476 Palomino Ln, Adamsville, AL 35005, USA

+1 (205) 798-0250

locations.1ffc.com

TitleMax Title Loans

986 Forestdale Blvd, Forestdale, AL 35214, USA

+1 (205) 791-6173

www.titlemax.com

First State Bank

500 Gault Ave S, Fort Payne, AL 35967, USA

+1 (256) 845-6101

www.fsbal.com

Regions Bank

32515 Highway 43, Thomasville, AL 36784, USA

+1 (334) 307-9850

www.regions.com

Liberty Tax and Loans

1378 S Eufaula Ave, Eufaula, AL 36027, USA

+1 (334) 687-3207

approvedcashadvance.com

BBVA Bank

2607 Dauphin Island Pkwy, Mobile, AL 36605, USA

+1 (251) 470-7360

www.bbvausa.com

Southern States Bank

101 W Fort Williams St, Sylacauga, AL 35150, USA

+1 (256) 245-6099

southernstatesbank.net

Pawn Headquarters

1218 US-280, Phenix City, AL 36867, USA

+1 (334) 298-7222

Five Star Credit Union

411 N Foster St, Dothan, AL 36302, USA

+1 (888) 619-1711

www.fivestarcu.com

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