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What people think about Alaska USA Federal Credit Union?
Below you read some of the reviews of our clients.
I recommend Alaska USA Federal Credit Union to every person who need extra money. I’ve been using them for 3rd time. Always best possible service!
Prof. Julien Oberbrunner
I needed $600 to buy a bike. The only way out was to apply for a payday loan. Found a lot of lenders online. Alaska USA Federal Credit Union is the most reliable financial institution in Ketchikan.
Mr. Davon Weber II
Alaska USA Federal Credit Union seems legit. Applied twice. The first cash advance approved was small – $400, but next time the limit was increased to $600. Closed the loan on time. The staff were amazing, they gave immediate answers to all my questions. No delays. But their interest rates are not the lowest on the net.
Nona Gerhold
Pay Attention
The previous three items describe a precise company. But below you can read common data about payday loans.
Payday Loans in Ketchikan, Alaska
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Online cash advance loans can be the easiest solution to your sudden financial difficulties in Ketchikan , Alaska because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.
APR
435%*
Max Loan
$500
Min Term
14 days
Max Term
Not Specified
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific circumstances. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Ketchikan, Alaska
Denali State Bank
119 N Cushman St, Fairbanks, AK 99701, USA
+1 (907) 456-1400
www.denalistatebank.com
Matanuska Valley Federal Credit Union
501 Main St, Wasilla, AK 99654, USA
+1 (907) 745-4891
www.mvfcu.coop
Credit Union 1 - Ketchikan Branch
2444 Hemlock St, Ketchikan, AK 99901, USA
+1 (907) 339-9485
www.cu1.org
Wells Fargo Bank
1 King Salmon Mall, King Salmon, AK 99613, USA
+1 (907) 246-3306
www.wellsfargo.com
