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Feedback about Alaska USA Federal Credit Union?
Here you get acquainted with the feedback of our clients.
Alaska USA Federal Credit Union applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Karianne Littel
I contacted Alaska USA Federal Credit Union. Everything was done fast. Only pleasant impressions remained!
Keara Runolfsdottir
I had a displeasing situation in my life. I emergenctly needed extra money. This company helped me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.
Ms. Madeline Osinski
Thanks to the team of Alaska USA Federal Credit Union. Fast solution of the arisen issues, quick decision on the payday loan. I definitely recommend this service.
Reynold Kunze
The money are deposited to my card. I pay off through my account. The payment is convenient and quick. Pay on schedule and there will be no issues.
Prof. Price Stroman PhD
A good payday lender. The company quickly processed the application and deposited the funds to my bank account.
Mr. Colt Gutmann
Pay Attention
Above-specified info offers the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.
Payday Loans in Kodiak, Alaska
Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
This financial product in Kodiak, Alaska is issued simply and quickly. The interest percentage is specified considering the category of the client: the more loans are successfully paid off, the more reasonable terms will be offered to you.
APR
435%*
Max Loan
$500
Min Term
14 days
Max Term
Not Specified
How will Alaska USA Federal Credit Union help take out a payday loan in Kodiak, Alaska?
- 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill in the following data:
Then a borrower should submit an application to get an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Kodiak, Alaska. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Kodiak, Alaska
Denali Home Loans
701 E Parks Hwy STE 201, Wasilla, AK 99654, USA
+1 (907) 376-1755
www.denalifcu.org
Checkmate Pawn Shop (CMP)
2092 Jordan Ave #580, Juneau, AK 99801, USA
+1 (907) 790-2366
m.facebook.com
Credit Union 1 - Fairbanks Branch
909 1st Ave, Fairbanks, AK 99701, USA
+1 (907) 339-9485
www.cu1.org
Alaska Air Group Credit Union
1048 W International Airport Rd #102, Anchorage, AK 99518, USA
+1 (907) 563-5335
aagcu.org
Mt. McKinley Bank
1380 University Ave, Fairbanks, AK 99709, USA
+1 (907) 474-1770
mtmckinleybank.com
