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4.5 8 reviews

111 Lower Mill Bay Rd, Kodiak, AK 99615, USA
+1 (907) 339-9485
www.cu1.org
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Credit Union 1 - Kodiak Branch?

Here you get acquainted with the feedback of our customers.

Awesome staff...make you feel like family.

Caleigh Okuneva

Always a Great place for your Banking Needs!

Robin Ernser

They got money there 👍

Diamond Kessler

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Kodiak, Alaska

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Kodiak, Alaska are taken out easily. The interest rate depends on the borrower's person-related information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

435%*

Max Loan

$500

Min Term

14 days

Max Term

Not Specified

How will Credit Union 1 - Kodiak Branch help take out a payday loan in Kodiak, Alaska?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Kodiak, ak review this circumstance not an obstacle to take out a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only solve current problems, but improve the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Kodiak, Alaska

Credit Union 1 - Eagle River Branch

11544 Business Blvd, Eagle River, AK 99577, USA

+1 (907) 339-9485

www.cu1.org

Alaska Housing Finance Corporation

122 Atsaq St, Bethel, AK 99559, USA

+1 (907) 543-2228

www.ahfc.us

True North Federal Credit Union

341 W Tudor Rd Suite 100, Anchorage, AK 99503, USA

+1 (907) 771-4777

www.truenorthfcu.org

Alaska Housing Finance Corporation

Riverbend Apartments, Juneau, AK 99801, USA

+1 (907) 789-3904

www.ahfc.us

Northshore Pawn & Thrift

4524 S Big Lake Rd, Big Lake, AK 99623, USA

+1 (907) 892-8433

www.facebook.com

Alaska Fast Cash Wasilla

4710 E Fattic Dr, Wasilla, AK 99654, USA

+1 (907) 357-7800

alaskafastcash.com

First National Bank Alaska Valley Centre Branch

8990 Glacier Hwy, Juneau, AK 99801, USA

+1 (907) 790-8000

fnbalaska.com

Matanuska Valley Federal Credit Union

11800 Business Blvd, Eagle River, AK 99577, USA

+1 (907) 694-4891

www.mvfcu.coop

Walmart Money Center

2685 Mill Bay Rd, Kodiak, AK 99615, USA

www.walmart.com

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