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Feedback about Credit Union 1 - Kodiak Branch?
Here you get acquainted with the feedback of our customers.
Awesome staff...make you feel like family.
Caleigh Okuneva
Always a Great place for your Banking Needs!
Robin Ernser
They got money there 👍
Diamond Kessler
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Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.
Payday Loans in Kodiak, Alaska
Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.
Payday loans in Kodiak, Alaska are taken out easily. The interest rate depends on the borrower's person-related information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.
APR
435%*
Max Loan
$500
Min Term
14 days
Max Term
Not Specified
How will Credit Union 1 - Kodiak Branch help take out a payday loan in Kodiak, Alaska?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Then you have to submit an application and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Kodiak, ak review this circumstance not an obstacle to take out a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only solve current problems, but improve the credit rating.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Kodiak, Alaska
Alaska USA Federal Credit Union
43874 Sterling Hwy Ste 100, Soldotna, AK 99669, USA
+1 (800) 525-9094
www.alaskausa.org
Matanuska Valley Federal Credit Union
3651 E Meridian Loop, Wasilla, AK 99654, USA
+1 (907) 745-4891
www.mvfcu.coop
Alaska Housing Finance Corporation
122 Atsaq St, Bethel, AK 99559, USA
+1 (907) 543-2228
www.ahfc.us
Denali State Bank
119 N Cushman St, Fairbanks, AK 99701, USA
+1 (907) 456-1400
www.denalistatebank.com
Tongass Federal Credit Union
2000 Tongass Ave, Ketchikan, AK 99901, USA
+1 (800) 960-8328
www.tongassfcu.com
