First National Bank Payday Loans Review

5 6 reviews

Organization owner?

201 W Main St, Paragould, AR 72450, USA

+1 (870) 215-4000

www.fnbank.net

Wednesday

7:30AM–5PM

Thursday

7:30AM–6PM

Friday

7:30AM–6PM

Saturday

8AM–12PM

Sunday

Closed

Monday

7:30AM–5PM

Tuesday

7:30AM–5PM

Domain Info

Created Date

2000-01-25

Mailing Address

N 2ND ST AT W COURT ST, PARAGOULD, AR, 72450, United States

Company Name

First National Bank of Paragrould

Contact Data

[email protected]

+1.9999999999

Feedback about First National Bank?

Here you get acquainted with the reviews of our clients.

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Zechariah Nikolaus

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Cristobal Bayer

I issued a loan from First National Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Idell Gottlieb

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Selmer Stiedemann Jr.

I took out $300 for several days. When the loan was returned, they applied a huge commissions, I had to pay almost $400.

Kenya Orn

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Paragould, Arkansas

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Paragould, Arkansas is issued easily and fast. The interest percentage is defined depending on the category of the client: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

17% usury cap

How will First National Bank help take out a payday loan in Paragould, Arkansas?

24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Paragould, Arkansas. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Paragould, Arkansas

Anstaff Bank

400 Court St, Jasper, AR 72641, USA

+1 (870) 446-6000

www.anstaffbank.com