Welcome to Our Online Loan Referral Service

4.5 11 reviews

801 San Pablo Ave, Albany, CA 94706, USA
+1 (510) 558-2330
www.mechanicsbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Albany Branch?

Below you find some of the opinions of our customers.

********** THANK YOU WONDERFUL WORKING PEOPLE Dane-Dulberg Family

Brisa Bauch

Consistently fabulous service.

Leonardo Ledner

It is a tired , old, building... but they are a friendly staff.

Prof. Jedediah Paucek DDS

Important

The above-given information provides the details about a definite lending service. The information below is about common information about payday loans.

Payday Loans in Albany, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans may be an easy and fast solution to a short-term problem in Albany, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get approved for payday loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments on time.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Albany, California

Exchange Bank

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+1 (707) 766-1540

www.exchangebank.com

5 Star Car Title Loans

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+1 (805) 716-6371

5starloans.com

ATM - Umpqua Bank

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+1 (707) 257-8585

locations.umpquabank.com

Lendmark Financial Services LLC

306 W El Norte Pkwy Suite A, Escondido, CA 92026, USA

+1 (760) 746-3400

www.lendmarkfinancial.com

Bank of the Sierra

21 E Carrillo St #160, Santa Barbara, CA 93101, USA

+1 (805) 965-8343

www.bankofthesierra.com

U.S. Bank Branch

6040 Telegraph Rd, Ventura, CA 93003, USA

+1 (805) 658-3650

locations.usbank.com

Check Into Cash

5442 Auburn Blvd, Sacramento, CA 95841, USA

+1 (916) 349-1990

local.checkintocash.com

City National Bank

2231 Rosecrans Ave, El Segundo, CA 90245, USA

+1 (310) 536-4821

locations.cnb.com

Santa Barbara Bank & Trust

300 Tres Pinos Rd, Hollister, CA 95023, USA

+1 (831) 637-2265

www.unionbank.com

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