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What people think about On Q Financial - Mortgages & Home Loans in Santa Cruz?
Below you get acquainted with some of the testimonials of our clients.
Always great communication, easy transactions, and good honest service.
Mr. Lavon O'Kon III
We know several people who have been happy with his services.
Dana Murphy
I will refer them without hesitation to all my friends and family...and to you!
Ms. Samanta Hamill
Pay Attention
Below you can see general information about payday loans and their common aspects.
Payday Loans in Aptos, California
Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Aptos, California is are simple to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other factors. Lenders will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
APR Calculator
Other Payday Lenders in Aptos, California
Premier America Credit Union
1921 N Oxnard Blvd, Oxnard, CA 93036, USA
+1 (800) 772-4000
www.premieramerica.com
AltaOne Federal Credit Union
5946 Lake Isabella Blvd, Lake Isabella, CA 93240, USA
+1 (760) 379-4671
altaone.org
One Hour Car Title Loans Chico
676 E 1st Ave, Chico, CA 95926, USA
+1 (530) 803-8505
1hourcartitleloans.com
Valley First Credit Union
3001 Countryside Dr, Turlock, CA 95380, USA
+1 (209) 656-6605
www.valleyfirstcu.org
California Check Cashing Stores
2471 Berryessa Rd #5, San Jose, CA 95133, USA
+1 (408) 926-5626
www.ccfi.com
One Hour Car Title Loans Lake Elsinore
32245 Mission Trail Rd, Lake Elsinore, CA 92530, USA
+1 (951) 429-3226
1hourcartitleloans.com
