Welcome to Our Online Loan Referral Service

5 57 reviews

9 Seascape Village, Aptos, CA 95003, USA
+1 (831) 661-0720
onqfinancial.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2004-08-23

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about On Q Financial - Mortgages & Home Loans in Santa Cruz?

Below you get acquainted with some of the testimonials of our clients.

Always great communication, easy transactions, and good honest service.

Mr. Lavon O'Kon III

We know several people who have been happy with his services.

Dana Murphy

I will refer them without hesitation to all my friends and family...and to you!

Ms. Samanta Hamill

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Aptos, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Aptos, California is are simple to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other factors. Lenders will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

Other Payday Lenders in Aptos, California

Farmers & Merchants Bank

315 N Harbor Blvd, Fullerton, CA 92832, USA

+1 (714) 578-1945

www.fmb.com

Hanmi Bank

9820 Garden Grove Blvd, Garden Grove, CA 92844, USA

+1 (714) 590-6900

locations.hanmi.com

Central Valley Community Bank

1919 Howard Rd, Madera, CA 93637, USA

+1 (559) 673-0395

www.cvcb.com

Check Into Cash

16855 Valley Blvd STE G, Fontana, CA 92335, USA

+1 (909) 355-9649

local.checkintocash.com

First Citizens Bank

29818 Santa Margarita Pkwy Suite A, Rancho Santa Margarita, CA 92688, USA

+1 (949) 459-8250

locations.firstcitizens.com

ATM (Union Bank)

350 California St #6, San Francisco, CA 94104, USA

+1 (800) 728-6466

www.unionbank.com

Bank of America ATM

132 Vintage Way Ste F2, Novato, CA 94945, USA

+1 (844) 401-8500

locators.bankofamerica.com

Check Into Cash

1317 S Winchester Blvd, San Jose, CA 95128, USA

+1 (408) 379-1164

local.checkintocash.com

USC Credit Union

1969 Zonal Ave, Los Angeles, CA 90033, USA

+1 (877) 670-5860

www.usccreditunion.org

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