Welcome to Our Online Loan Referral Service

3.8 10 reviews

5946 Lake Isabella Blvd, Lake Isabella, CA 93240, USA
+1 (760) 379-4671
altaone.org
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about AltaOne Federal Credit Union?

Here you see the feedback of our clients.

The main 24 hour number for A1 are on top of their game.

Marlin Hilpert PhD

The staff is so friendly and helpful.

Dr. Gregg Kunde

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Lake Isabella, California

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Lake Isabella, California is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will AltaOne Federal Credit Union help issue a loan in Lake Isabella, California?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Lake Isabella, ca will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Lake Isabella, California

TIAA Bank Home Lending

24025 Park Sorrento #460, Calabasas, CA 91302, USA

+1 (818) 495-0486

www.tiaabank.com

F&M Bank

1303 J St, Sacramento, CA 95814, USA

+1 (916) 394-3200

www.fmbonline.com

El Dorado Savings Bank

247 Main St, Placerville, CA 95667, USA

+1 (530) 622-0833

eldoradosavingsbank.com

Central Coast Federal Credit Union

510 Canal St, King City, CA 93930, USA

+1 (831) 393-3480

www.centcoastfcu.com

Majestic Lake Financial

635 E Hwy 20 K, Upper Lake, CA 95485, USA

+1 (844) 427-1400

www.majesticlakefinancial.com

Stearns Lending

8129 E Florence Ave #202, Downey, CA 90240, USA

+1 (562) 928-9800

stearns.com

East West Bank

11812 South St, Cerritos, CA 90703, USA

+1 (562) 924-8222

www.eastwestbank.com

Tri Counties Bank ATM

3349 Main St, Cottonwood, CA 96022, USA

+1 (800) 922-8742

www.tcbk.com

First Source Financial

570 Marsh St, San Luis Obispo, CA 93401, USA

+1 (805) 781-8001

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