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4.5 25 reviews
Loan agency in Arcata, California

5000 Valley W Blvd #20, Arcata, CA 95521, USA
20 years in business
+1 (707) 826-0484
www.advanceamerica.net
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
(Easter)
Closed
Monday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the testimonials of our clients.

Great service and friendly fast professional understanding staff.

Raina Rohan

Super nice staff and reasonable rates.

King Bayer

It was a great experience, wonderful customer service, quick and convenient.

Brant Greenfelder

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Arcata, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Arcata, California. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can save individuals who have poor credit scores or have no credit history. But we advise you that as with any borrowing you should only think about applying for a payday loan if you are certain that you can make payments in good time.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.

APR Calculator

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