Welcome to Our Online Loan Referral Service

3 6 reviews

5121 CA-140, Mariposa, CA 95338, USA
+1 (209) 966-7561
www.westamerica.com
Friday
9AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you read the feedback of our clients.

Very friendly staff, very helpful and they know my name when I walk in.

Dr. Carissa Kub Jr.

($4.00 per debit card purchase?)

Alexander Mohr

Always curtious and helpful!

Mr. Garret Tromp

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Mariposa, California

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Mariposa, California are issued problem-free. The interest rate is dependent on the client's person-related information: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help take out a loan in Mariposa, California?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Mariposa, ca will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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U.S. Bank Branch

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+1 (805) 534-2830

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U.S. Bank ATM - Novato Downtown

1711 Grant Ave, Novato, CA 94945, USA

+1 (800) 872-2657

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Oportun

128 W Pacific Coast Hwy, Wilmington, CA 90744, USA

+1 (310) 803-9226

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Freedom Credit Solutions

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+1 (949) 650-0777

Check Into Cash

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+1 (559) 248-0651

local.checkintocash.com

Oportun

230 N Harbor Blvd, Santa Ana, CA 92703, USA

+1 (657) 239-2953

oportun.com

Mechanics Bank - Groveland Branch

18543 Main St, Groveland, CA 95321, USA

+1 (209) 436-1800

www.mechanicsbank.com

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