Welcome to Our Online Loan Referral Service

4.8 123 reviews
Loan agency in Bakersfield, California

3811 Ming Ave, Bakersfield, CA 93309, USA
+1 (661) 827-8680
www.advanceamerica.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the reviews of our clients.

Awesome and friendly staff!! Recommend this place for your payday loans!

Leanne Will DVM

Best Place! Quick fast and easy to get a Payday Advance! They don't take forever. The staff is very friendly and nice! They work with their customers! Best Place over any …

Mrs. Allie Mosciski

Most wonderful service,very helpful. Ashley helped me and all staff was polite. If anyone needs to take out a loan I recommend payday advance America.

Benny Padberg

Great customer service and friendly staff, highly recommend

Terrell Parisian

Good service all around at the Ming Ave. location.

Fidel Mills

The ladies that work on ming Ave are amazing workers and very nice to customers

Adella Donnelly

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users grapple with general information about payday loans.

Payday Loans in Bakersfield, Vermont

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Bakersfield, Vermont is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

18% APR small loan cap

How will Advance America help take out a loan in Bakersfield, Vermont?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Bakersfield, vt review this circumstance not a drawback to take out a loan. The borrower of a payday loan should be prepared to objectively assess financial capabilities, take out a loan, pay back the debt on a due date and not only resolve current difficulties, but improve the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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