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Loan agency in Campbell, California

51 E Campbell Ave #130, Campbell, CA 95008, USA
+1 (408) 448-4000
stearns.com

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

What people think about Stearns Lending Inc?

Below you find some of the testimonials of our customers.

Said I was accepted for a cash advance loan. Have been waiting 5 days, still no funds I my account. I suppose it’s fake.

Erich Jaskolski

Seems a fraudulent website. They ask for too many personal data. I think it’s risky to distribute such information [online|on the Internet. You’d better find another lender.

Stanley Tromp

Said I was accepted for a payday loan. Have been waiting 3 days, still no funds I my account. I conclude it’s scam.

Prof. Jody Willms V

Important

The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.

Payday Loans in Campbell, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your sudden financial problems in Campbell , New York because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to obtaining a bank loan. A payday loan can rescue consumers who have poor credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a payday loan if you are assured that you can afford payments on time.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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