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3.7 6 reviews

3990 Gosford Rd, Bakersfield, CA 93309, USA
+1 (661) 283-7600
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Gosford Branch?

Here you grapple with the reviews of our clients.

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Victor Price

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer support.

Miss Georgette Bode IV

100% sly company. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Doug Schaefer

I borrowed $300 for several days. When the payday loan was returned, they applied a great commissions, I had to pay almost $400.

Rosalee Macejkovic

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Bakersfield, Vermont

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Bakersfield, Vermont is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

18% APR small loan cap

How will Mechanics Bank - Gosford Branch help issue a loan in Bakersfield, Vermont?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Bakersfield, vt will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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