Welcome to Our Online Loan Referral Service

4.1 55 reviews

2424 Chester Ave, Bakersfield, CA 93301, USA
+1 (661) 833-7900
www.valleystrong.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2017-02-15

Mailing Address

Company Name

Contact Data

Feedback about Valley Strong Credit Union?

Here you see the reviews of our customers.

Nice people, great services🤑

Prof. Dave Upton Jr.

They have 2 tellers on duty and each spent 20 minutes with customer.

Dr. Nicolette Boyle

Excellent service though.

Elmer Fay

Pay Attention

Above-shown info provides the details about a exact lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Bakersfield, Vermont

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Bakersfield, Vermont is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

18% APR small loan cap

How will Valley Strong Credit Union help take out a payday loan in Bakersfield, Vermont?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Bakersfield, vt will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

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Money Market

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+1 (408) 947-0959

OneMain Financial

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+1 (619) 213-1245

www.onemainfinancial.com

CLC Vehicle Title Loans

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American Riviera Bank San Luis Obispo Branch & Lending Center

1085 Higuera St, San Luis Obispo, CA 93401, USA

+1 (805) 965-5942

www.americanriviera.bank

Westamerica Bank

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+1 (800) 848-1088

www.westamerica.com

E Central Credit Union

990 S Fair Oaks Ave, Pasadena, CA 91105, USA

+1 (626) 799-6000

www.ecentralcu.org

Tri Counties Bank

819 4th St, Santa Rosa, CA 95404, USA

+1 (707) 522-5480

branch.tcbk.com

Union Bank

453 Miller Ave, Mill Valley, CA 94941, USA

+1 (415) 526-1160

blw.unionbank.com

FirstBank

73000 CA-111, Palm Desert, CA 92260, USA

+1 (760) 341-7000

www.efirstbank.com

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