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What people think about Cooperative Center Federal Credit Union?
Below you read some of the testimonials of our customers.
Poor service, poor communication, no parking whatsoever at the new branch.
Daisha Feeney
Bank here if you want the worst service possible
Prof. Eula Goodwin
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Berkeley, Illinois
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Online cash advance loans can be the easiest solution to your temporary financial troubles in Berkeley , Illinois because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your cash advance.
APR Calculator
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Bank of the West
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Financial Mechanics Group
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www.financialmechanicsgroup.com
