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What people think about Alta One Federal Credit Union?
Below you read some of the reviews of our clients.
They approve applicants urgently and transfer funds the same day. But be careful – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Ms. Nola Weissnat DVM
Was invited to a wedding but was empty at that time. A friend recommended me to address Alta One Federal Credit Union. And I did. This was the right decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was simple.
Emerald Olson
Thank you for the top-quality service. Your staff helped me throughout the application. It’s cool that you only need an ID to get cash.
Savanna Strosin
It wanted to improve my credit because I had no chances of getting accepted for a business loan. So I applied for a cash advance via Alta One Federal Credit Union. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very happy.
Zechariah Gorczany
Important
Now you can read general characteristics of payday loans.
Payday Loans in Boron, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
It is simple and fast to get accepted for payday loans in Boron, California. The interest rate will be set specifically for each client and will depend on the personal data the applicant filled in.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.
To get approved for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
APR Calculator
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