Welcome to Our Online Loan Referral Service

3.3 3 reviews

61 W Hwy 246, Buellton, CA 93427, USA
+1 (805) 688-5571
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Buellton Branch?

Below you find some of the testimonials of our clients.

I applied for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other solution. I came across this site on the Internet. Other lender charged unbelievable rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I wanted.

Jadyn Hamill

The process was effortless, speedy. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No troubles. Would use again.

Mr. Claude Braun PhD

I have already applied this lender twice and I was very happy with the rates. This is the only round the clock service with affordable rates in my city.

Damon Gerlach

Mechanics Bank - Buellton Branch seems fair. At least they have no hidden fees. This was the only company that approved me for a cash advance.

Jennyfer Conroy

Recently I had the most difficult situation in my life. I urgently needed $900 to cover medical bills. This company helped me the same day. They were the only website that accepted me for the requested amount. I sorted out all my troubles. I will definitely recommend this website to my family. Best service in my life.

Mrs. Angelica Hegmann V

Pay Attention

The previous three items describe a specific lender. But below you can find common details about payday loans.

Payday Loans in Buellton, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to be eligible in Buellton, California. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments as agreed in the contract.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Buellton, California

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+1 (209) 222-4755

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ACE Cash Express

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Wetsel Financial

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+1 (530) 677-1500

www.wetselfinancial.com

Chase Bank

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+1 (650) 994-2903

locator.chase.com

Cash Depot

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+1 (323) 965-9552

Bank of America ATM

1480 Pollard Rd, Los Gatos, CA 95032, USA

+1 (844) 401-8500

locators.bankofamerica.com

ATM Hanmi Bank

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+1 (855) 773-8778

www.hanmi.com

U.S. Bank ATM - Chico Esplanade

2385 Esplanade, Chico, CA 95926, USA

+1 (530) 893-6177

usbank.com

Oportun

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+1 (855) 444-7001

oportun.com

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