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What people think about Santa Clara County Federal Credit Union?
Below you read some of the opinions of our customers.
Thank you Santa Clara County Federal Credit Union for helping me when I needed funds so bad to pay for home improvement. I have applied through this company once and everything was smooth. This is the most honest lender with no hidden fees. Highly recommended!!!
Shanny Smitham
I needed $300 to buy a dress on a sale. The only solution was to apply for a cash advance. Found a lot of companies on the Internet. Santa Clara County Federal Credit Union seemed the most reliable loan provider in Gilroy.
Hoyt Leuschke Sr.
Thank you for the exceptional service. Your managers helped me throughout the process. It’s cool that you only need an ID to get cash.
Eino Hartmann
I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I came across this lender on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.
Retta Hand
Pay Attention
The above-given information provides the details about a certain lender. The information below is about common information about payday loans.
Payday Loans in Gilroy, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans may become an easy and speedy solution to a short-term problem in Gilroy, California. Loans from payday lenders can get you money same day. Your APR will depend on a few factors.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit history. Payday loan approvals depend very much on specific aspects. They will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Gilroy, California
Express Pawn Shop & Money Exchange
1050 Highland Ave # E, National City, CA 91950, USA
+1 (619) 474-5566
www.expresspawn.com
Union Bank
South Street, 18616 Gridley Rd, Artesia, CA 90701, USA
+1 (562) 924-8817
blw.unionbank.com
Advance America
1510 W El Camino Ave, Sacramento, CA 95833, USA
+1 (916) 569-1508
www.advanceamerica.net
Mechanics Bank - Albany Branch
801 San Pablo Ave, Albany, CA 94706, USA
+1 (510) 558-2330
www.mechanicsbank.com
First Bank - Lobby by Appointment Only
501 Main St Ste H, Huntington Beach, CA 92648, USA
+1 (714) 536-0096
www.first.bank
5 Star Car Title Loans
1070 S Santa Fe Ave #6, Vista, CA 92084, USA
+1 (760) 546-5227
5starloans.com
