Welcome to Our Online Loan Referral Service

4 4 reviews

6915 Camino Arroyo #50, Gilroy, CA 95020, USA
+1 (408) 282-0700
www.sccfcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Mailing Address

Company Name

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What people think about Santa Clara County Federal Credit Union?

Below you read some of the opinions of our customers.

Thank you Santa Clara County Federal Credit Union for helping me when I needed funds so bad to pay for home improvement. I have applied through this company once and everything was smooth. This is the most honest lender with no hidden fees. Highly recommended!!!

Shanny Smitham

I needed $300 to buy a dress on a sale. The only solution was to apply for a cash advance. Found a lot of companies on the Internet. Santa Clara County Federal Credit Union seemed the most reliable loan provider in Gilroy.

Hoyt Leuschke Sr.

Thank you for the exceptional service. Your managers helped me throughout the process. It’s cool that you only need an ID to get cash.

Eino Hartmann

I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I came across this lender on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.

Retta Hand

Pay Attention

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Gilroy, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans may become an easy and speedy solution to a short-term problem in Gilroy, California. Loans from payday lenders can get you money same day. Your APR will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit history. Payday loan approvals depend very much on specific aspects. They will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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