Welcome to Our Online Loan Referral Service

1 reviews

3333 Clares St, Capitola, CA 95010, USA
+1 (831) 479-6000
www.bayfed.com
Friday
8AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
10AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

1996-09-10

Mailing Address

3333 CLARES ST, CAPITOLA, CA, 95010-2546, United States

Company Name

Bay Federal Credit Union

Bay Federal Credit Union

Contact Data

[email protected]

+1.8314796000

Feedback about ATM (Bay Federal Credit Union)?

Here you read the feedback of our clients.

ATM (Bay Federal Credit Union) applied for a cash advance secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Kayden Beer

Money was urgently required. I left an online application in ATM (Bay Federal Credit Union). I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was credited to my card.

Dr. Kellie Reichert

Thanks to ATM (Bay Federal Credit Union) for helping when money is urgently needed. I have been applying to this service for amost one year and everything is always honest, without hidden charges.

Mr. Sean Robel MD

I got into one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. ATM (Bay Federal Credit Union) in Capitola seemed to me the most convenient.

Prof. Demario Kerluke

Money was urgently needed. I submitted an online application in ATM (Bay Federal Credit Union). I sent all the necessary photos of documents, talked to the operators by phone. The requested loan was approved. Within an hour, the money was transferred to my card.

Angel Baumbach

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Capitola, California

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Capitola, California is issued easily and fast. The interest percentage is set depending on the category of the client: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will ATM (Bay Federal Credit Union) help issue a loan in Capitola, California?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Capitola, ca consider this circumstance not a drawback to take out a loan. The recipient of a payday loan should be ready to objectively assess financial solvency, issue a loan, repay the debt on time and not only solve current issues, but enhance the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

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Navy Federal Credit Union

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Comerica Bank

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