Domain Info
Created Date
1996-09-10
Mailing Address
3333 CLARES ST, CAPITOLA, CA, 95010-2546, United States
Company Name
Bay Federal Credit Union
Bay Federal Credit Union
Feedback about ATM (Bay Federal Credit Union)?
Here you read the feedback of our clients.
ATM (Bay Federal Credit Union) applied for a cash advance secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Kayden Beer
Money was urgently required. I left an online application in ATM (Bay Federal Credit Union). I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was credited to my card.
Dr. Kellie Reichert
Thanks to ATM (Bay Federal Credit Union) for helping when money is urgently needed. I have been applying to this service for amost one year and everything is always honest, without hidden charges.
Mr. Sean Robel MD
I got into one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. ATM (Bay Federal Credit Union) in Capitola seemed to me the most convenient.
Prof. Demario Kerluke
Money was urgently needed. I submitted an online application in ATM (Bay Federal Credit Union). I sent all the necessary photos of documents, talked to the operators by phone. The requested loan was approved. Within an hour, the money was transferred to my card.
Angel Baumbach
Pay Attention
The first three points show the certain lending company. In other turn, below-shown info makes users get acquainted shared information about payday loans.
Payday Loans in Capitola, California
Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
This financial product in Capitola, California is issued easily and fast. The interest percentage is set depending on the category of the client: the more loans are successfully paid off, the more favorable terms will be ensured to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will ATM (Bay Federal Credit Union) help issue a loan in Capitola, California?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Then you have to submit an application and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Capitola, ca consider this circumstance not a drawback to take out a loan. The recipient of a payday loan should be ready to objectively assess financial solvency, issue a loan, repay the debt on time and not only solve current issues, but enhance the credit score.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.
APR Calculator
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