What people think about Bank of America ATM?
Below you find some of the reviews of our clients.
Thank you for the fantastic service. Your managers assisted me throughout the application. It’s convenient that you only need an ID to get approved.
Jalon Schimmel
They only ask for an ID to get accepted. Last week I was ill and needed some cash to survive. These guys accepted me although I had a bad credit score. Online and safe application. Very happy!!
Grover Sauer PhD
I needed $700 to buy a birthday gift. The only solution was to apply for a payday loan. Found a lot of companies online. Bank of America ATM seemed the most credible financial institution in Santa Barbara.
Kelley Gaylord
Last week I needed $700 to cover utility bills. I decided to apply via Bank of America ATM. They only approved me for $600 but the process itself was transparent, and their rates were good.
Mr. Manuela Bode
I applied for the first loan in my life, was approved the same day despite the fact that I had bad credit. I repaid it on time. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!
Pablo Stracke DDS
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in Santa Barbara, California
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans may seem like an easy and speedy solution to a short-term problem in Santa Barbara, California. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several factors.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can help borrowers who have low credit scores or have no credit score. But we advise you that as with any borrowing you should only consider applying for a cash advance if you are sure that you can make payments in good time.
To get approved for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Santa Barbara, California
United Business Bank
330 N Brand Blvd Suite 120, Glendale, CA 91203, USA
+1 (818) 844-0100
www.unitedbusinessbank.com
OneWest Bank
199 Thousand Oaks Blvd, Thousand Oaks, CA 91360, USA
+1 (805) 379-5520
www.onewestbank.com
Bank of America Financial Center
7496 Dublin Blvd, Dublin, CA 94568, USA
+1 (925) 551-4875
locators.bankofamerica.com
SchoolsFirst Federal Credit Union - Placentia
377 E Chapman Ave, Placentia, CA 92870, USA
+1 (800) 462-8328
www.schoolsfirstfcu.org
Sharp Personal Loans
2461 N Oxnard Blvd, Oxnard, CA 93036, USA
+1 (805) 600-8567
sharppersonalloans.com
Car Title Loans California
235 N Marshall Ave, El Cajon, CA 92020, USA
+1 (619) 344-0586
www.cartitleloanscalifornia.com
