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1 reviews

675 Carlsbad Village Dr, Carlsbad, CA 92008, USA
+1 (760) 720-9300
calbanktrust.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1998-07-13

Mailing Address

Company Name

Contact Data

Feedback about California Bank & Trust?

Here you see the feedback of our customers.

A good payday lender. The service quickly reviewed the application and deposited the funds to my bank account.

Prof. Raphael Brakus

Yesterday I needed extra money, I decided to addressed California Bank & Trust. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.

Rolando McKenzie

California Bank & Trust seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Louisa Simonis

Pay Attention

Above-shown info provides the details about a certain lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Carlsbad, Texas

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Carlsbad, Texas are taken out hassle-free. The interest percentage is dependent on the borrower's person-related information: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will California Bank & Trust help issue a payday loan in Carlsbad, Texas?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Carlsbad, Texas. They estmate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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