Welcome to Our Online Loan Referral Service

5 5 reviews

4701 Manzanita Ave, Carmichael, CA 95608, USA
+1 (916) 481-0664
www.eldoradosavingsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-04-04

Mailing Address

Company Name

Contact Data

What people think about El Dorado Savings Bank?

Below you find some of the testimonials of our customers.

I highly recommend banking With them for more personalized service

Albert Daugherty

I absolutely love these people and this Bank.

Brady Williamson

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Carmichael, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Carmichael, California is are simple to get. The APR is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit score. But we advise you that as with any loan you should only dare applying for a cash advance if you are sure that you can make payments as agreed in the contract.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

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