Domain Info
Created Date
2000-07-31
Mailing Address
20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States
Company Name
Umpqua Bank
Umpqua Bank
What people think about Umpqua Bank Home Lending?
Below you find some of the opinions of our customers.
I applied for a $1,000 loan when I needed money after car accident. There simply was no other way out. I came across this lender on the Internet. Other lender charged sky high rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I wanted.
Ansel Hayes
Yesterday I needed $700 to cover car repair bills. I decided to contact Umpqua Bank Home Lending. They only approved me for $600 but the process itself was easy, and their rates were good.
Abdullah Reichert
Umpqua Bank Home Lending rescued me in a hopeless time. They approved me for a payday loan although I had credit issues. The process was effortless and quick. I appreciate their 24/7 customer support service and affordable rates. I will surely recommend this company to my family and friends.
Prof. Matt Bashirian
Thank you Umpqua Bank Home Lending for helping me when I needed cash urgently to pay for home improvement. I have applied through this website 2 times and everything was nice. This is the most transparent lender with no hidden fees. Highly recommended!!!
Dr. Camren DuBuque
Thank you for the fantastic service. Your employess assisted me throughout the process. It’s cool that you only need an ID to get accepted.
Glennie Dach
Thanks!! The funds were deposited to my bank account as agreed – the next morning. I repaid the debt early and had no issues. The process is speedy and transparent. Be a responsible borrower and you will have no troubles.
Gabriella O'Kon
I have already submitted an application to this company 2 times and I was very satisfied with the rates. This is the only round the clock website with affordable rates in my town.
Marcos Jenkins
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Santa Rosa, Texas
A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Santa Rosa, Texas. The entire process is effortless. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a regular income to get accepted for a bad credit payday loan.
To get approved for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the APR. It’s easy to learn the definite cost of the loan even before applying.
APR Calculator
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