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Loan agency in Castro Valley, California

19992 Redwood Rd, Castro Valley, CA 94546, USA
+1 (510) 881-8170

What people think about Cal Financial?

Below you get acquainted with some of the reviews of our customers.

Last week I needed $800 to cover medical bills. I decided to contact Cal Financial. They only approved me for $600 but the process itself was legit, and their rates were reasonable.

Billy Sawayn Jr.

Used Cal Financial for the 4th time. The company is fair. They always keep you informed on your loan. No fraud. You can always extend your loan. They are always there when I need extra cash.

Ms. Brandyn Robel DDS

I applied for the first loan in my life, was approved immediately despite the fact that I had other loans. I repaid it on time. Love this company for their competitive rates. Other lenders in my town charge sky high interest!

Bonnie Senger V

Simple application. I only filled in an ID and a bank account. Very quick approval. The first time I was approved for $400 only. Hope the available amount will be more next time. Interest rate is competitive. Paid back the debt even before the due date. If required, the term can be also extended.

Mrs. Rhea Reynolds III

Good lender with competitive rates. They transferred the same day, as I expected. I will use Cal Financial again if I need extra money.

Cullen Luettgen

Important

The above-given information provides the details about a specific lender. The information below is about general information about payday loans.

Payday Loans in Castro Valley, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Castro Valley, California. The entire process is easy. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Castro Valley, ca approve individuals with poor credit. You can apply for a bad credit payday loan on the net around the clock and if approved could have the money in your account within the hour.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

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